Income protection insurance

Income protection insuranceWhy would you want income protection insurance

Income Protection should be considered if you would not be able to maintain your standard of living on State Benefits alone.

The rules governing sickness benefit claims have changed dramatically.

Many people mistakenly believe that, should they fall ill, have an accident or, lose the ability to continue to do the same job or earn the same wage, the State will step in and cover all their costs.

What is it

A policy that provides a regular income if you are unable to work because of long term sickness or disability.

Plans are available for employees, self-employed people and even those who do not work but are responsible for managing a home.

Things to consider

When taking a policy out you can normally set it up in a variety of ways – each will pay out in a different way and therefore has an effect on the monthly premium.

Our advisers will help you answer the questions to get the right policy for your circumstances.
 
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