Testimonials

“If you are looking for a mortgage advisor that you can trust then I recommend Adam Roberts. What Adam provides is clear, friendly, sensible advice and regular communication throughout the process. I have just completed on a house purchase and Adam dealt with my mortgage in a systematic, calm and measured way, which is exactly what you need when moving home.”

Courtney, Marketing & Business Development Consultant, Nottingham

Critical illness insurance for your mortgage

Mortgage critical illness coverWhy would you want critical illness insurance

Advances in medical science mean that more people are now surviving serious illness than in previous years. If you have an illness that is so severe that you may not be able to return to work, or indeed, wish to, the lending institution will not forget the mortgage debt.

What is it

A policy that pays out a lump sum on diagnosis of a serious condition, such as heart disease or cancer, that will seriously affect your life and how you live it. Children´s cover can be included as an option on some policies.

Critical illness is often bought as an optional extra on a life insurance contract, but the reality is you are more likely to get a serious illness than to die during the course of the mortgage.